Take control of your money with a smart, minimalist finance app
Track expenses and income, split trips, and chat with an AI advisor about your spending — all in one sleek experience.
Everything you need
Built for clarity and speed, designed for real‑life money moments.
Track Income & Expenses
Fast entry with categories, payment methods, and notes. Support for UPI, Card, Cash, Wallet, and Net Banking.
- Custom categories with emojis
- Multiple payment modes
- Quick transaction entry
- Transaction history
Advanced Analytics
Comprehensive financial reports with daily, weekly, monthly, and all-time views. Visual charts and spending patterns.
- Spending by category (pie charts)
- Payment method analysis
- Daily spending trends
- Net worth tracking
AI-Powered Insights
Generate weekly and monthly financial summaries. Ask natural language questions and get actionable recommendations.
- AI financial summaries
- Natural language queries
- Actionable recommendations
- Long-term financial advice
Groups & Trip Splitting
Create groups, add members, set budgets, and split expenses fairly. Automatic settlement calculations.
- Create trips/groups
- Add contacts & members
- Fair expense splitting
- Settlement suggestions
Privacy First
Your financial data stays safe and secure. No data selling. Black-and-white, no-nonsense security.
- End-to-end encryption
- No data selling
- Account deletion
- Privacy controls
Advanced Financial Analytics
Understand your finances with comprehensive reports and visual insights.
Category Analysis
Visual pie charts showing spending distribution across categories. Identify where your money goes.
Payment Mode Tracking
Track spending by UPI, Card, Cash, Wallet, or Net Banking. Understand your payment preferences.
Daily Spending Trends
Bar charts showing daily spending patterns. Spot trends and identify days with higher expenses.
Income vs Expenses
Compare income and expenses over time. Track your savings and financial growth.
View analytics for Daily, Weekly, Monthly, or All Time periods
AI-Powered Financial Insights
Generate comprehensive financial summaries and ask natural language questions about your money. Get actionable recommendations and long-term financial advice.
- Weekly and monthly AI-generated summaries
- Natural language queries about your finances
- Financial overview with key insights
- Actionable recommendations to reduce spending
- Long-term strategic financial advice
Natural Language Queries
Ask questions like 'How much did I spend on food this month?' and get instant answers.
Financial Summaries
AI-generated weekly and monthly summaries with overview, insights, and recommendations.
Actionable Recommendations
Get personalized tips to reduce unusual spending and improve your financial health.
Long-term Advice
Receive strategic financial advice based on your spending patterns and goals.
Groups & Trip Splitting
Create groups for trips or shared expenses. Add members from contacts or via invite codes. Set group budgets and let FinEx calculate fair splits automatically.
Create Groups
Create trips or groups, set budgets, and invite friends via contacts or invite codes.
Fair Splitting
Automatic calculation of fair shares. Clear settlement suggestions showing who owes whom.
Group Transactions
Add transactions to groups. Track spending by person and category within groups.
Per-Person Analysis
See individual spending within groups. Track contributions and balances for each member.
- Add members from contacts or create dummy users
- Automatic settlement calculations
- Per-person and per-category spending analysis
Smart Transaction Management
Fast, intuitive transaction entry with powerful categorization and tracking.
Quick Entry
Add transactions in seconds with smart defaults and quick category selection.
Custom Categories
Create custom categories with emojis. Search and organize your spending categories.
Payment Modes
Track by UPI, Card, Cash, Wallet, or Net Banking. Understand your payment preferences.
Why should I use FinEx?
FinEx helps you spend with confidence—spot unusual expenses early, keep categories in check, and stay on track with clear, explainable insights.
Advanced Category Analysis
Drill into categories and subcategories to spot spikes and unusual spending patterns.
AI Insights That Explain
Plain‑English answers with numbers and charts. Understand your finances, not just see numbers.
Trip Split & Spending
Make group expenses fair with crystal‑clear summaries and automatic settlement calculations.
Privacy‑Minded
No data selling. Data used only for insights, marketing, and ads performance measurement.
Fewer Taps, Faster Input
Add transactions in seconds with smart defaults and intuitive category selection.
Clarity, Not Clutter
Monochrome UI designed for focus and readability. Black and white, just the facts.
A look inside
See how FinEx makes managing your finances simple and intuitive.
Private by default
- No selling of personal data.
- Data is used to provide features, generate insights, and to measure marketing/advertising performance.
- Account deletion triggers hard‑delete of your data. Export is planned and coming soon.
- Policies may change as our service evolves—we'll update this site when we do.
Security & Privacy
Industry best practices, transparent controls, and a simple, monochrome interface for clarity. Your financial data is encrypted and secure.
Experience the power of financial clarity
Try our interactive demo to see how easy it is to track spending and income—add a transaction and watch totals update instantly.
Total Income
₹3,500
Total Expenses
₹1,300
Net Balance
₹2,200
Frequently asked questions
Ready to take control of your money?
Join thousands managing budgets, trips, and insights with FinEx.